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Retirement Bucket Strategy: How the 3-Bucket Approach Works (2026)
How the retirement bucket strategy works: the three time-based buckets, the refill mechanic, sequence-of-returns risk, tax location, and what 2026 rules and research say.
In-Plan Roth Conversion: 2026 Rules and Tax Guide
An in-plan Roth conversion moves pre-tax or after-tax 401(k), 403(b), or 457(b) money into a designated Roth account. See the 2026 tax rules and five-year clocks.
How Are I Bonds Taxed? 2026 Federal and State Guide
Are I bonds taxable? Yes federally as ordinary income, but exempt from state and local tax. See when you owe, how much, the education exclusion, and 2026 rules.
How Are Treasury Bonds Taxed? Federal and State Rules for 2026
How Treasury bonds are taxed in 2026: federal ordinary-income rates, the state and local exemption, capital gains, TIPS phantom income, NIIT, and reporting forms.
Additional Medicare Tax 2026: 0.9% Rate & Thresholds
The 0.9% Additional Medicare Tax for 2026: who owes it, the $200k/$250k/$125k thresholds, employer withholding, Form 8959, and how it differs from the 3.8% NIIT.
SALT Deduction Cap 2026: $40,400 Limit and Phase-Out Explained
The 2026 SALT deduction cap is $40,400 ($20,200 MFS), phasing down above $505,000 MAGI to a $10,000 floor and reverting to $10,000 in 2030. Rules, tables, and sources.
Are Tax Cuts Expiring in 2026? What OBBBA Changed
No, the 2017 tax cuts are not expiring in 2026. The One Big Beautiful Bill Act made the TCJA rates and standard deduction permanent. See 2026 brackets, deductions, and the real deadlines.
One Big Beautiful Bill and Retirement: 2026 Tax Guide
What the One Big Beautiful Bill Act means for retirees in 2026: the new $6,000 senior deduction, income phase-outs, Social Security tax, estate and SALT changes.
Capital Loss Carryover: Rules, $3,000 Limit, and How to Track It
A capital loss carryover applies an unused net capital loss to future tax years: offset gains, deduct up to $3,000 of ordinary income, and carry the rest forward.
How Are REITs Taxed? A 2026 Guide for Investors
How are REITs taxed in 2026? Learn how the three 1099-DIV buckets (ordinary dividends, capital gains, return of capital), the 20% Section 199A deduction, and NIIT apply.