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Do You Have to Report Roth IRA Contributions on Your Taxes?
Do you report Roth IRA contributions on your taxes? Generally no: a regular Roth IRA contribution is made with after-tax dollars, is not deductible, and […]
How Long Does a Roth Conversion Take? Timing and Processing
How long a Roth conversion takes depends almost entirely on whether the money is already at the same custodian. A same-firm conversion can post the […]
TSP for Military Members: The Blended Retirement System and Matching
The military TSP is the Thrift Savings Plan built for service members, and under the Blended Retirement System (BRS) the Department of Defense adds money […]
Average Roth IRA Balance by Age: Benchmarks and Context
The average Roth IRA balance by age climbs from about $7,242 in your early twenties to $134,039 for savers 70 and older, according to IRS […]
How to Open a Solo 401(k) When You Have No Employer
Learning how to open a 401k without an employer starts with one fact: the self-employed version already exists, and it is called the solo (one-participant) […]
Backdoor Roth vs Mega Backdoor Roth: Which One and When
Backdoor Roth vs mega backdoor Roth is the choice many high earners face once a direct Roth IRA contribution is off the table: one moves […]
Can You Have a 401(k) and an IRA at the Same Time?
Can you have a 401(k) and an IRA at the same time? Yes, and it is one of the most common questions retirement savers ask […]
Can You Lose Money in a Roth IRA?
Can you lose money in a Roth IRA? Yes, you can, because a Roth IRA is a container that holds investments, and those investments (stocks, […]
Inherited HSA Rules: What Happens to an HSA When You Die
An inherited HSA is taxed in one of two very different ways, and the gap between them can be tens of thousands of dollars. If […]
What Should I Invest My Roth IRA In? A 2026 Allocation Guide
What you should invest your Roth IRA in comes down to one idea that trips up almost every new saver: a Roth IRA is an […]