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Effective tax rate vs marginal tax rate explained with a worked 2026 bracket example, plus why your average rate stays below your top bracket.

A 1099-DIV reports dividends and distributions of $10 or more to you and the IRS. See the 2026 box-by-box breakdown, qualified vs. ordinary dividend tax rates, and how to report it.

The 2026 Social Security wage base is $184,500, up from $176,100 in 2025. See the 2026 OASDI and Medicare rates, max tax, COLA, and how a Roth conversion fits.

How a charitable gift annuity works in 2026: fixed lifetime payments, the partial charitable deduction, how payments are taxed, and the one-time IRA (Legacy IRA) funding election capped at $55,000.

A Keogh (H.R. 10) plan is a qualified retirement plan for the self-employed. See 2026 contribution limits, taxation, Form 5500-EZ rules, and how it compares to a SEP-IRA and Solo 401(k).

A defined contribution plan funds an individual account whose payout depends on contributions and investment results. See 2026 IRS limits, examples, and rules.

Yes, you can have multiple Roth IRAs. Learn how the 2026 $7,500 combined limit, income phase-outs, the 5-year rules, and consolidation work across accounts.

The Roth IRA contribution deadline is the tax-filing due date, generally April 15: April 15, 2026 for 2025 and April 15, 2027 for 2026. Extensions do not move it.

The maximum Social Security benefit 2026 is $5,181/month at age 70, $4,152 at full retirement age, and $2,969 at age 62. See who qualifies and how it is taxed.