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How long your money will last in retirement comes down to four numbers: withdrawal rate, return, inflation and taxes. Retirement savings last as long as […]

How long an employer has to deposit your 401(k) match depends on which money it is: your own deferrals run on a federal clock measured […]

A TSP loan is generally paid out within three business days of processing, so most delays happen before the TSP’s clock even starts. Once the […]

Does a W-2 show 401(k) contributions? Yes, in four places at once, and reading them together answers most tax-season questions about a 401(k). Yes. Form […]

You cannot borrow against a traditional IRA, but a 60-day rollover or a 401(k) roll-in can provide short-term cash when every rule is followed. No. […]

Can I use my 401(k) to pay off student loans? Yes, but a 401(k) has no student loan exception, so every early dollar is taxed […]

You cannot put your 401(k) in a trust while you are alive, but you can name a trust as the beneficiary that receives it at […]

You cannot contribute to the TSP after separation through payroll, but an open account can still accept rollovers of eligible outside retirement money. No. Once […]

457(b) and 401(k) combined limits stack rather than overlap in 2026: each plan carries its own $24,500 ceiling, so the real planning question is which […]