CraigWear.com is now Q3adv.com! Same friendly faces and advice, new website.

Helping IRA Millionaires save $1 million (or more) in unnecessary taxes

  • Without buying financial products
  • Without switching advisors
Craig Wear, CFP®
Founder & CEO of Q3 Advisors
We’ve provided $2.0 billion in projected tax avoidance for our clients since 2019

OUR 100% MONEY-BACK OFFER

No Risk. High Reward

If we can’t help you avoid at least $500,000 in taxes, we’ll refund the full consulting fee.

*must be pre-qualified by one of our Roth conversion advisors

OUR SERVICES

What Can We Do For You?

Rothology™ Roth
Conversion

Let us help you save at least $500,000 in taxes over your lifetime.

Legacy Roth
Conversion

Make sure your heirs aren’t burdend with millions in taxes

Comperhensive
Financial Planning

Objective flat-fee financial advice from fiduciary planners

I am glad that I used your services and highly recommend them to others. In 22 months, I will have an essentially Tax Free Retirement, No RMDs to track, manage, or pay taxes on, and my stock appreciation and trade gains will all be tax-free.”

— Rich H.

NICE TO MEET YOU

I’m Craig Wear, CFP®

After a thirty-six year career as an independent financial adviser and Certified Financial Planner®, I sold my practice to focus on helping those in or near retirement save millions in taxes.

BY THE NUMBERS

Rothology™

Combining the art and science of financial planning to help you transition to a tax-free future.

$80,000+

Our average client saves $80,000+ in
Medicare premiums

$3.2M

Our average client
avoids $3.2 million in taxes

14 years

We have 14 years of specialization
in conversions

CASE STUDIES

Real Client Results

Learn how we’ve helped our clients save millions

$2.5M Avoided

Bob and Susan’s
Optimal Rothology™ Strategy
will save them $2.5 million

$1.4M Avoided

Kate’s
Optimal Rothology™ Strategy
will save her $1.4 million

$1.7M Avoided

Dan and Carolyn’s
Optimal Rothology™ Strategy
will save them $1.7 million


Ready to get on track toward saving $500,00 (or more!) in taxes

  • Find out if you’re a good fit
  • Learn how it works
  • Ask us anything

Started my conversion Dec. 2020 as per recommendation. Using the 35% charts…I will finish converting this Dec. 2023. Because of market changes I will be saving a lot more in taxes than originally estimated. Very happy at this whole experience.

— Douglas W.

JOIN OUR FREE WEBINAR

The Biggest Roth
Conversion Mistake

The common Roth conversion mistake leaving hundreds of thousands of dollars (or more!) on the doorstep of the IRS

The four limiting beliefs keeping you from saving more

Traditional Roth conversion vs Optimal Rothology™ Conversion – the difference can mean $1mm+ in unnecessary taxes