About Q3 Advisors
Fiduciary Financial Planning You Can Trust
Colorado-based Registered Investment Advisor serving clients in all 50 states, specializing in comprehensive fiduciary financial planning with focus on retirement tax strategy and Roth conversion optimization.
A Letter from Craig Wear, CFP®
Dear Friend,
If you’re reading this, chances are you’ve discovered Q3 Advisors online, through one of our educational webinars, or one of your advisors. And if you’re cautious about who you trust with your financial information — you should be.
The truth is, the financial world can be confusing and even intimidating. There are too many salespeople who call themselves “advisors,” and too few firms truly committed to your best interests. That’s why I founded Q3 Advisors — to give families a clear path forward based on transparency, education, and fiduciary integrity.
We don’t sell financial products. We don’t earn commissions. And we don’t charge ongoing fees based on your investments. Our entire focus is on helping you make smarter, more tax-efficient decisions about what you already own. I don’t believe that there is anything wrong with doing those things; it’s just not the direction we felt we needed to go in order to deliver the advice we specialize in.
This booklet was created to help you understand who we are, how we operate, and why so many families trust Q3 Advisors to help protect what they’ve built.
Warm regards,
Craig Wear, CFP®
Founder & CEO, Q3 Advisors, LLC
“Trust begins with transparency — and it’s earned, not assumed.”
What Drives Us
Fiduciary First
We do what’s best for our clients — always. No commissions, no product sales, no agenda. Just honest, expert advice designed to protect and grow your wealth.
Clarity Over Complexity
We believe financial planning should be simple, actionable, and empowering. Our job is to turn complex tax and financial strategies into clear steps that build confidence.
Excellence as a Standard
We set the bar high — and keep raising it. Every plan, every meeting, every point of communication, and every report reflects our commitment to precision, mastery, and measurable results.
Our Track Record
$7.5B
in projected lifetime tax savings identified
1,700
of families served across all 50 states
20
CFP® professionals on staff
$0
commissions or product sales
$0
assets under management
100%
fiduciary team
100%
planning-focused
Your Roth strategy isn’t static — and neither is our service. The Rothology Integration Experience™ ensures you remain confident, coordinated, and completely prepared for whatever changes the next year brings.
How We Work
Behind every financial plan we deliver is a highly experienced, credentialed team.
Our planners, paraplanners, and Rothology™ specialists work collaboratively on every case to ensure accuracy, strategy, and clarity.
Each plan is built by a team — not a single advisor — allowing us to blend technical expertise with practical life planning.
- Certified Financial Planner® professionals
- Dedicated Support Staff
- Collaborative Rothology™ specialists
Behind every plan is a team of experts focused on your success.
Why Clients Value the Integration Experience
Always act in your best interest.
Disclose any actual or potential conflicts of interest.
Provide education before recommendation.
Treat every client relationship as a long-term partnership.
“Trust is not built overnight. It’s built through consistency, integrity, and results — one family at a time.”
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