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The 401k early withdrawal penalty is a 10% additional tax before age 59 1/2. See 2026 rules, the Rule of 55, 72(t) SEPP, and SECURE 2.0 exceptions, with IRS sources.

Traditional IRA withdrawal rules for 2026: the 10% early-withdrawal tax before 59 1/2, penalty exceptions, RMDs at 73, and how distributions are taxed as ordinary income. Sourced to IRS Pub 590-B.

How to rollover a 401k to an IRA in 2026: direct vs. indirect rollovers, the 20% withholding rule, the 60-day limit, taxes, and factors to weigh, cited to IRS sources.

How much should I have in my 401k by age? See salary-multiple targets, median balances, and 2026 contribution limits, with median-based self-comparison.

457 vs 401k in 2026: compare contribution limits, the 10% early-withdrawal difference, and how eligible employees can use both plans together.

What is a Thrift Savings Plan? A plain-English guide to the federal TSP: how it works, funds, matching, and 2026 contribution limits ($24,500).

72(t) distribution rules explained: the three SEPP methods, the 5% interest floor under IRS Notice 2022-6, the 5-year/age 59½ rule, and a $1M example.

401k hardship withdrawal rules for 2026: the 6 IRS qualifying reasons, taxes, the 10% penalty, proof required, and how to apply. Clear, sourced explainer.

Is a 401k an IRA? No. See how a 401(k) and an IRA differ on eligibility, 2026 limits ($24,500 vs $7,500), taxes, and rollovers, with IRS sources.