Our Latest
Articles
Retirement Income Planning: How Each Source Is Taxed and Sequenced
By Craig Wear, CFP® · Last reviewed: September 2026 What is retirement income planning? It is the ongoing process of coordinating every retirement income source […]
How Is an Annuity Taxed at Death? A Beneficiary Guide
By Craig Wear, CFP® · Last reviewed: September 2026 How is an annuity taxed at death? A beneficiary generally pays ordinary income tax on the […]
What Is a Nondeductible IRA? Basis, Form 8606, and the Backdoor Roth
By Craig Wear, CFP® · Last reviewed: September 2026 Table of Contents Toggle Key Takeaways Nondeductible IRA: 2026 Key Figures What is a nondeductible IRA? […]
401k Tax Forms Explained: Which Forms Report Your 401(k)?
Table of Contents Toggle Key Takeaways 401k Tax Forms: The Numbers That Matter What are the 401k tax forms at a glance? What does your […]
What Is the Saver’s Credit? A 2026 Guide to the Retirement Savings Contributions Credit
By Craig Wear, CFP® · Last reviewed: September 2026 What is the saver’s credit? It is a nonrefundable federal tax credit worth 50%, 20%, or […]
What Is the Saver’s Credit? A 2026 Guide to the Retirement Savings Contributions Credit
By Craig Wear, CFP® · Last reviewed: September 2026 What is the saver’s credit? It is a nonrefundable federal tax credit worth 50%, 20%, or […]
What Is a Qualified Distribution? A Plain-English Guide to Tax-Free Roth Withdrawals
By Craig Wear, CFP® | Q3 Advisors | Last reviewed: September 2026 What is a qualified distribution? It is a retirement account withdrawal that comes […]
What Is Form 5498? A Plain-English Guide to IRA Contribution Reporting
By Craig Wear, CFP® · Last reviewed: September 2026 What is Form 5498? It is the tax form your IRA custodian files with the IRS […]
What Is Form 5498? A Plain-English Guide to IRA Contribution Reporting
By Craig Wear, CFP® · Last reviewed: September 2026 What is Form 5498? It is the tax form your IRA custodian files with the IRS […]
How to Report a Backdoor Roth on Your Taxes: Form 8606 Step by Step
Table of Contents Toggle Key Takeaways Backdoor Roth Reporting: Key Figures (2026) What is a backdoor Roth, and why does reporting it on your taxes […]