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Roth Conversion at 65: Strategy for the Gap Years
Converting an IRA to a Roth after age 60 has no age limit or income cap. See how the gap-year window in your 60s, RMDs, IRMAA, and the 5-year rules work.
How to Choose a Roth Conversion Advisor
Best Roth conversion consulting for IRA millionaires near retirement: the pre-RMD gap years, bracket-fill sizing, IRMAA, fees, and how to vet an advisor.
Convert Inherited IRA to Roth? Mostly No (2026 Rules)
Can you convert an inherited IRA to a Roth? For non-spouse heirs, no. Only a surviving spouse can. See the exceptions, workarounds, and 2026 rules.
Roth Conversion Deadline 2026: Dec 31, Not April 15
The Roth conversion deadline is December 31, 2026, with no April 15 extension. See the Dec 31 vs. April 15 rule, custodian cutoffs, and the year-end tax trap.
Why 90% of Roth Conversion Plans Miss the Real Destination
Why 90% of Roth conversion plans miss the real destination: they skip the lifetime tax number. See how to define yours for joint, survivor and heir scenarios.
5 Roth Conversion Myths Costing IRA Millionaires a Fortune
The 5 Roth conversion myths costing IRA millionaires a fortune, debunked with 2026 tax math on RMDs, IRMAA, the widow’s trap, and the true cost of waiting.
The 5 Pieces of Roth Conversion — And What Waiting Costs
The cost of waiting to do a Roth conversion is the tax-free growth and low-bracket gap years you lose before RMDs hit at 73 or 75. See the 2026 math.
The New TSP Roth Conversion Option for Federal Employees
The new 2026 TSP Roth conversion lets federal employees convert in-plan. See the tax, the $500 minimum, the five-year rules, and how much to convert.
Why the 10-Year Rule Strengthens the Case for Roth Conversions
Non-spouse heirs cannot convert an inherited IRA to a Roth; surviving spouses can, after a spousal rollover. See the 2026 rules, taxes, and workaround.
Inherited IRA RMD Rules After SECURE 2.0: The 10-Year Rule Explained
SECURE Act 2.0 RMD rules for inherited IRAs, explained for 2026: the 10-year rule, when annual RMDs apply, who is exempt, inherited Roth nuance, and the 25% penalty.