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Roth Conversion at 65: Strategy for the Gap Years

Retired at 65? See how a Roth conversion at 65 uses the gap years before RMDs, coordinating brackets, IRMAA, and Social Security taxation into one plan.

How to Choose a Roth Conversion Advisor

How to choose a Roth conversion advisor: what a specialist does, fee-only vs AUM conflicts, 8 questions to ask, and typical costs for retirees.

Convert Inherited IRA to Roth? Mostly No (2026 Rules)

Can you convert an inherited IRA to a Roth? For non-spouse heirs, no. Only a surviving spouse can. See the exceptions, workarounds, and 2026 rules.

Roth Conversion Deadline 2026: Dec 31, Not April 15

The Roth conversion deadline is December 31, 2026, with no April 15 extension. See the Dec 31 vs. April 15 rule, custodian cutoffs, and the year-end tax trap.

Why 90% of Roth Conversion Plans Miss the Real Destination

For most IRA Millionaires who come to our team with an existing Roth conversion plan already in motion, the plan itself isn’t the problem. The […]

5 Roth Conversion Myths Costing IRA Millionaires a Fortune

Reaching IRA Millionaire status — a seven-figure balance across traditional IRAs, 401(k)s, and similar pre-tax accounts — puts a household in the top 10% of […]

The 5 Pieces of Roth Conversion — And What Waiting Costs

For IRA Millionaires who have been thinking about Roth conversions “sometime this year” or “sometime next year,” the strategic frame is often too small. A […]

The New TSP Roth Conversion Option for Federal Employees

For decades, federal employees with substantial Thrift Savings Plan balances faced a structural disadvantage relative to private-sector workers when it came to Roth conversion strategy. […]

Why the 10-Year Rule Strengthens the Case for Roth Conversions

For decades, IRAs were one of the most efficient ways to pass wealth to the next generation. A child or grandchild who inherited a traditional […]

Inherited IRA RMD Rules After SECURE 2.0: The 10-Year Rule Explained

Inheriting an IRA from a parent, spouse, or other loved one can be a significant financial event, and the tax rules governing how you must […]