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How to choose a Roth conversion advisor: what a specialist does, fee-only vs AUM conflicts, 8 questions to ask, and typical costs for retirees.

Can you convert an inherited IRA to a Roth? For non-spouse heirs, no. Only a surviving spouse can. See the exceptions, workarounds, and 2026 rules.

The Roth conversion deadline is December 31, 2026, with no April 15 extension. See the Dec 31 vs. April 15 rule, custodian cutoffs, and the year-end tax trap.

For most IRA Millionaires who come to our team with an existing Roth conversion plan already in motion, the plan itself isn’t the problem. The […]

Reaching IRA Millionaire status — a seven-figure balance across traditional IRAs, 401(k)s, and similar pre-tax accounts — puts a household in the top 10% of […]

For IRA Millionaires who have been thinking about Roth conversions “sometime this year” or “sometime next year,” the strategic frame is often too small. A […]

For decades, federal employees with substantial Thrift Savings Plan balances faced a structural disadvantage relative to private-sector workers when it came to Roth conversion strategy. […]

For decades, IRAs were one of the most efficient ways to pass wealth to the next generation. A child or grandchild who inherited a traditional […]

Inheriting an IRA from a parent, spouse, or other loved one can be a significant financial event, and the tax rules governing how you must […]