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3 Investment Mistakes That Shrink Your Roth Conversion
Most retirees focused on lowering their lifetime tax bill think of Roth conversions as the main lever. The conversion math gets all the attention. But […]
The 5-Year Rule for Roth IRAs: What You Need to Know
The 5-year rule for Roth IRAs is one of the most consequential — and most misunderstood — pieces of retirement tax law. It governs when […]
Multi-Year Roth Conversions: Better or Worse Than Lump Sum?
For an IRA Millionaire sitting on $1 million to $2 million in pre-tax retirement assets, the difference between a one-year Roth conversion and a multi-year […]
Your CPA’s Roth Conversion Advice Could Cost You Millions
The difference between a “safe” Roth conversion strategy and a complete one can be measured in hundreds of thousands — sometimes millions — of dollars […]
When Roth Conversions Are Wrong: 4 Disqualifying Reasons
Most retirees considering a Roth conversion hear the same advice repeated across the financial press: don’t cross into a higher tax bracket, don’t trigger an […]
The Smart Way IRA Millionaires Pay Roth Conversion Taxes
For IRA Millionaires sitting on $1 million or more in pre-tax retirement assets, the question of how to pay Roth conversion taxes is rarely a […]
How to Pay Roth Conversion Taxes: A 2026 Strategy Guide
A Roth conversion adds the converted amount to taxable income for the year — and for an IRA millionaire converting $200,000, $300,000, or more, that […]
Roth vs Traditional IRA: Pros, Cons, and Which to Choose
Planning for retirement is key to a secure financial future. We often face choices about the right Individual Retirement Account (IRA). The decision of Roth […]
Are Multi Year Roth Conversions Better for You — The Truth
We’ve specialized in Roth conversion planning for more than a decade. In this post we break down a question we get all the time: […]
Save over $1 Million in taxes with Roth Conversions
In this post we walk through how a strategic Roth conversion plan can save a household with a large IRA well over $1,000,000 in taxes. If […]