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How to Report a Roth Conversion on Taxes (2026 Guide)
How to report a Roth conversion on taxes using Form 1099-R, Form 8606 Part II, and Form 1040 lines 4a/4b, with 2026 figures, the pro-rata rule, and a worked example.
How Often Can You Do a Roth Conversion? 2026 Rules
The IRS sets no limit on how often you can do a Roth conversion. See the 2026 rules on frequency, the 5-year clock, taxes, and the December 31 deadline.
Roth Conversion Age Limit: No Cap, and the Rules by Age
There is no age limit on a Roth conversion. Learn the RMD sequencing, 5-year clock, IRMAA, and 2026 tax rules that actually shape the decision by age.
Does a Roth Conversion Count as Income? 2026 Guide
Yes, a Roth conversion counts as ordinary income the year you convert. See how it affects your tax bracket, Social Security taxation, Medicare IRMAA, and NIIT.
The 5 Pieces of Roth Conversion — And What Waiting Costs
The cost of waiting to do a Roth conversion is the tax-free growth and low-bracket gap years you lose before RMDs hit at 73 or 75. See the 2026 math.
Delayed Retirement Credits: 8% a Year Explained
Delayed retirement credits add 8% per year for waiting past full retirement age to 70. See the rate tables, the January quirk worked out, and 2026 tax notes.
Is Reverse Mortgage Income Taxable? 2026 Tax Guide
Reverse mortgage proceeds are not taxable income. A 2026 guide to reporting, interest deductibility, the $750,000 debt limit, IRMAA, and what heirs face at sale.
Medical Expense Deduction 2026: The 7.5% AGI Floor Explained
How much medical expenses are deductible in 2026? Only the amount above 7.5% of your AGI, and only if you itemize. See the AGI floor table and worked examples.
What Is Tax Drag? Formula, Examples, and How to Reduce It (2026)
Tax drag is the return lost to yearly taxes on dividends, interest, and gains in a taxable account. See the 2026 formula, worked examples, and neutral ways to reduce it.
Guardrails Withdrawal Strategy: How It Works vs the 4% Rule
How the guardrails withdrawal strategy adjusts retirement spending within preset bands around a 5% target, how it compares to the 4% rule, and the 2026 tax breakpoints it interacts with.