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Craig Wear Reviews

CASE STUDIES

Real Client Results

Learn how we’ve helped our clients save millions

$2.5M Avoided

Bob and Susan’s
Optimal Rothology® Strategy
will save them $2.5 million

$1.4M Avoided

Kate’s
Optimal Rothology® Strategy
will save her $1.4 million

$1.7M Avoided

Dan and Carolyn’s
Optimal Rothology® Strategy
will save them $1.7 million

IN THEIR OWN WORDS

Client Testimonials

See what our clients are saying

I was very pleased with the advisor listening to my requests and providing multiple scenarios with plans to help me find the one that I satisfied with that I started with. I also look forward to updating and modifying the plans and models each year as we progress with the execution of my plan.

Combining a lifetime of experience as a financial advisor and carefully developed proprietary software, Craig Wear puts together all of the extremely complicated moving parts of issues related to Roth conversions. There is way more to decisions about Roth conversions than I could integrate and understand on my own. Craig helped me to understand how the parts fit together and gave VERY specific recommendations about what to do. I now have a much better understanding both of how to think about these issues and exactly what to do ….and just as importantly, what NOT to do.

We consulted with Craig Wear in 2020. I have to say, it has changed our life! We had followed our traditional financial advisors advice and fully funded our 401k plan and a defined benefit plan for years! I had no idea of the tax liability that was waiting for me! My first estimated RMD payment was close to a hundred thousand! Craig showed us how it would only get worse each year. We started our plan of Roth conversions and I am happy to report that when I hit that first RMD it was less than forty thousand and with our current trajectory of conversions will be Zero in a few more years. We are very pleased that he could put us on the right track to a more predictable and secure retirement.

Craig offered eye-opening information that was presented clearly and concisely. While all the “conventional wisdom” was pointing one way, Craig’s analysis clearly showed it was wrong. His straightforward plan will pay for itself a zillion times over in the tax savings generated.

I used the financial planning /services from Craig Wear and his team and am very happy with the plans and results provided. I am still in the process of converting my pre-tax dollars in my traditional IRA’s to Roth IRA’s as outlined in my planning sessions and documents by Craig Wear and his Team. My overall expectation is that this plan will provide me and my wife with a better financial outcome in the coming years. The overall planning process was very simple and easy to execute on from the customer perspective and would recommend it to anyone thinking of utilizing this planning activity.

I contacted Craig in late 2020 after my CPA suggested I could benefit from converting to a Roth. Sure, this info is available elsewhere, but there are many things to consider that most people will not know. Craig worked with me to develop the best plan fitting my circumstances and demonstrated the remarkable savings I could achieve. The software he used was excellent and laid out various options and suggestions. But, more importantly was the personal interaction Craig provided and his experience which enabled him to ask me the right questions which I would never had thought of asking. The end result was a ‘Rothology’ plan to achieve the maximum savings without impacting my planned future cashflow. I completed the last step of implementation in early 2023 and all the numbers are falling into place exactly as were outlined in the plan. I feel fortunate to have been introduced to Craig and his ‘Rothology’ system and am 100% satisfied with the outcome.

I had done some reading on IRA conversions started doing it on my own. However, I was only converting an amount to the top of my existing tax bracket. My reluctance to pay more upfront almost cost me millions of dollars. Thankfully my advisor at Craig Wear laid it out in such detail that it convinced me to get it done.

Incisive input, comprehensive analysis, responsive communication. Eye-opening, frank advice on avoiding retirement tax traps. I feel smarter, better prepared, and yes, more than a little scared.

I am very pleased with the Roth conversion that Sean came up with. He gave me several scenarios to look at and decide which was best for my needs. He knew a lot about what was going on in Washington and the new tax laws that Washington was talking about. Was very knowledgeable about using his software to change my scenarios to help me plan my future.

Testimonial(s) provided by client(s) on date(s) listed above. Specific results or objectives achieved are relevant to the client providing the testimonial. Results and objectives will vary in accordance with personal circumstances.

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