Frequently Asked
Questions

Nope. No way, don’t want to.

Craig did that for more than thirty years; and most of our team have been on that side of the industry in the past. But each of us have chosen this field because we ‘love’ planning and strategy. We have all gotten soured by the industry measuring our success by the amount of money we could ‘gather’.

There is absolutely nothing wrong with doing that. We really need great investment advisors, but it’s not our bag.

Nope. No way, don’t want to.

Craig did that for more than thirty years; and most of our team have been on that side of the industry in the past. But each of us have chosen this field because we ‘love’ planning and strategy. We have all gotten soured by the industry measuring our success by the amount of products we could sell.

There is absolutely nothing wrong with doing that. We really need great investment advisors, but it’s not our bag.

Our firm operates on a transparent and straightforward fee structure. We charge a flat rate for our financial planning services, which covers a wide range of offerings tailored to meet your needs. Whether you are seeking a Roth conversion strategy or ongoing financial planning, our services are designed to provide you with the guidance and support necessary to achieve your financial goals. By eliminating commissions and hidden fees, we ensure our interests align with yours, focusing solely on delivering value and results for your financial well-being.

Absolutely! In fact, we take our responsibility in that role as far as we know how. We don’t sell any financial products, nor do we manage investment portfolios. We’ve found that those activities, while still allowed by the regulators, provide too much incentive to give slanted advice. We want you at the center of our advice; we like to refer to our role as being a ‘fid-YOU-ciary’.

We like to think that we are not a typical know-it-all financial type, but that’s probably not our most endearing differentiation. Roth conversion and comprehensive financial planning are the only things we do. We eat, breathe and sleep ‘strategy’.

We serve one financial master; you. We don’t earn ongoing fees, whether your portfolio is up or down; nor do insurance companies pay us commissions to send business to them.

Our firm operates on a transparent and straightforward fee structure. We charge a flat rate for our financial planning services, which covers a wide range of offerings tailored to meet your needs. Whether you are seeking a Roth conversion strategy or ongoing financial planning, our services are designed to provide you with the guidance and support necessary to achieve your financial goals. By eliminating commissions and hidden fees, we ensure our interests align with yours, focusing solely on delivering value and results for your financial well-being.

No, we don’t exclusively work with “IRA millionaires.” Our expertise lies in accelerated Roth conversion strategies, and we’ve found that clients with $750,000 or more in pre-tax assets can greatly benefit from this approach. This threshold often makes the strategy particularly valuable, as it helps optimize your tax situation and enhance retirement readiness.

Yes, annual reviews are included in our Rothology service for the lifetime of your plan. We provide regular updates and evaluations to ensure your plan is optimized to its fullest potential. Our ongoing commitment to your financial success means we continually adjust your strategy as needed to align with your goals and changing circumstances.

Absolutely! In fact, we take our responsibility in that role as far as we know how. We don’t sell any financial products, nor do we manage investment portfolios. We’ve found that those activities, while still allowed by the regulators, provide too much incentive to give slanted advice.

We want you at the center of our advice; we like to refer to our role as being a ‘fid-YOU-ciary’.

We like to think that we are not a typical know-it-all financial type, but that’s probably not our most endearing differentiation. Roth conversion and comprehensive financial planning are the only things we do. We eat, breathe and sleep ‘strategy’.

We serve one financial master; you. We don’t earn ongoing fees, whether your portfolio is up or down; nor do insurance companies pay us commissions to send business to them.

We use QuickBooks to process our payments, allowing you to pay via ACH or most major credit cards. This flexible payment system ensures a smooth and secure transaction process, making it convenient for you to manage your payments.

My how times have changed…all of our team work remotely from their homes or work-share spaces that make them the most productive. Each of our team works really hard and bears a ton of responsibility to our clients. We want to make sure they have the latitude to relax and give the best possible outcome to each of our clients.

We don’t have a magic box and haven’t developed special algorithms as is sometimes surmised in our social media feed. We offer different advice for the same reason why a heart surgeon would offer different advice from your trusted family doctor.

The heart surgeon has chosen to specialize in that field and therefore has seen a lot more situations that lead him/her to offer different advice. When you specialize in one field you have the luxury of really studying it and having a ton of experience finding creative solutions.